Artificial Intelligence dalam Pengambilan Keputusan Investasi : Kajian Literatur Sistematis

Aidhil Akbar Nurdin, Diantika Ardila Shanti

Abstract


Penelitian ini bertujuan untuk mengkaji tren dan pemanfaatan Artificial Intelligence (AI) dalam
pengambilan keputusan investasi pada periode 2020 - 2025. Dengan menggunakan metode Systematic
Literature Review (SLR) berbasis kerangka PRISMA, sebanyak 56 artikel terpilih dianalisis dari total
89 artikel yang diperoleh pada tahap awal. Hasil penelitian menunjukkan adanya peningkatan
signifikan publikasi pada tahun 2021–2023, seiring meningkatnya kebutuhan akan sistem analisis
keuangan adaptif di tengah ketidakpastian pasar global. Machine Learning (ML) dan Deep Learning
(DL) menjadi teknologi AI yang paling dominan, terutama untuk prediksi harga saham, analisis risiko,
serta optimasi portofolio. Selain itu, Natural Language Processing (NLP) digunakan dalam
menganalisis sentimen pasar, sedangkan Reinforcement Learning (RL) semakin banyak diterapkan
dalam strategi investasi adaptif. Temuan ini menegaskan bahwa AI bukan hanya berfungsi sebagai alat
prediksi, tetapi juga berkembang menjadi sistem pendukung keputusan yang otonom dan strategis.
Penelitian ini diharapkan dapat memberikan kontribusi akademis, praktis, dan kebijakan, sekaligus
membuka arah riset lanjutan mengenai transparansi, literasi, serta regulasi AI dalam ekosistem
investasi modern.

Keywords


Artificial Intelligence; Systematic Literature Review; decision-making; investasi

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