Mapping the Intellectual Structure of Digital Banking and Financial Inclusion: A Bibliometric Review with a Focus on BRI Innovations

Nimas Candhyta Maharani, Ahmad Fawaiq Suwanan

Abstract


This study aims to visualize the evolving knowledge landscape of digital
banking and financial inclusion through a bibliometric analysis, with a particular focus
on innovation strategies implemented by Bank Rakyat Indonesia (BRI). Using the Scopus
database, a total of 48,446 documents were retrieved and filtered through the PRISMA
framework. Bibliometric tools such as VOSviewer and Publish or Perish were employed
to conduct co-occurrence, citation, and keyword analysis. The research identifies
publication trends, thematic clusters, and key contributors to the field between 2000 and
2024. The analysis reveals that financial inclusion remains the core theme, strongly
associated with digital transformation, blockchain, and mobile technologies. Recent
trends indicate a shift towards topics such as decentralized finance (DeFi), cybersecurity,
and green finance. In the Indonesian context, BRI’s digital innovation strategies align
with global efforts to enhance inclusive financial ecosystems. The study is limited to
Scopus-indexed articles and does not capture grey literature or policy documents that may
provide additional local insights.

Keywords: Digital banking, Financial inclusion, Bibliometric analysis, Fintech, BRI, Innovation, PRISMA, VOSviewer

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References


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