LITERASI KEUANGAN BERBASIS PENDIDIKAN EKONOMI DALAM MENDUKUNG SDGs ke-8 PERTUMBUHAN EKONOMI INKLUSIF

Muhamad Rival Alwi Sholihin

Abstract


The low level of financial literacy within society has become a major obstacle to achieving the
Sustainable Development Goals (SDGs), particularly Goal 8, which focuses on inclusive
economic growth and the provision of decent work. Limited financial knowledge often leads to
poor economic decisions, rising debt burdens, and low participation in productive economic
activities. This condition not only affects individual financial stability but also slows down the
realization of inclusive economic growth at the macro level.Therefore, strengthening financial
literacy through economic education serves as a strategic step and acts as a catalyst for
enhancing society’s capacity to face the dynamics of the modern economy. This study aims to
examine the role of economic education in improving financial literacy while also analyzing its
contribution to the achievement of SDG 8. The research employs a descriptive qualitative
method with a literature review approach. Data were collected from various scientific sources,
including journals, books, and relevant documents that discuss the interrelation between
financial literacy, education, and economic development.Through this study, a conceptual
framework is expected to emerge that explains the relationship between financial literacy and
inclusive economic growth. The findings indicate that both financial literacy and economic
education play a crucial role in supporting SDG indicator 8, particularly in fostering inclusive,
sustainable, and equitable economic growth.

Keywords: Financial Literacy, Economic Education, SDG 8, Inclusive Economic Growth

Full Text:

PDF

References


Aisyahrani, A. (2024). Peran Pendidikan Ekonomi dalam Meningkatkan Literasi Keuangan Mahasiswa. Benefit: Journal of Bussiness, Economics, and Finance, 2(2), 30-37.

Annur, S., Wati, M., Mahtari, S., dan Prastika, M. D. (2018). Sustainable Development Goals (SDGs) dan Peningkatan Kualitas Pendidikan. Seminar Nasional Pendidikan, 251–255.

Ariani, K. F., Rahmawati, T. I., & Anggraini, D. V. (2024). Peningkatan Literasi Keuangan Masyarakat Pedesaan Guna Mendorong Tingkat Inklusi Keuangan Indonesia Perspektif Hukum Perbankan. Jurnal Multidisiplin Ilmu Akademik, 1(6), 118-128.

Arianti, B. F. (2021). Literasi Keuangan (Teori dan Implementasinya). Purwokerto: Pena Persada.

Komariyah, F. (2025). Peran FinTech dalam Meningkatkan Inklusi Keuangan di Era Ekonomi Digital. Journal Of Economics, Business, Management, Accounting And Social Sciences, 3(4), 238-243.

Law UI. (2025). Sustainable Development Goals (SDGs). Diakses pada 24 September 2025, dari https://law.ui.ac.id/sustainable-development-goals-sdgs/

Mubarok, A. A., Ridwan, M., Susanto, H., Hasan, Z. M., & Religia, Y. (2023). Pelatihan Literasi Keuangan dan Keuangan Inklusif Pada Kelompok UMKM Purna Migran Desbumi Wonosobo. JEPEmas: Jurnal Pengabdian Masyarakat (Bidang Ekonomi), 2(2), 8-11.

Otoritas Jasa Keuangan. (2024). Survei Nasional Literasi dan Inklusi Keuangan (SNLIK) 2024. Diakses pada 23 September 2025, dari https://ojk.go.id/id/berita-dan-kegiatan/publikasi/Pages/Survei-Nasional-Literasi-dan-Inklusi-Keuangan-(SNLIK)-2024.aspx

Otoritas Jasa Keuangan. (2025). OJK dan BPS Umumkan Hasil Survei

Nasional Literasi dan Inklusi Keuangan (SNLIK) Tahun 2025. Diakses pada 23 September 2025, dari https://ojk.go.id/id/berita-dan-

kegiatan/siaran-pers/Pages/OJK-dan-BPS-Umumkan-Hasil-Survei-Nasional-Literasi-Dan-Inklusi-Keuangan-SNLIK-Tahun-

aspx#:~:text=Otoritas%20Jasa%20Keuangan%20(OJK)%20dan,inklus i%20keuangan%2080%2C51%20persen

Safitri, A. O., Yunianti, V. D., dan Rostika, D. (2022). Upaya peningkatan pendidikan berkualitas di Indonesia: Analisis pencapaian sustainable development goals (SDGs). Jurnal Basicedu, 6(4), 7096-7106.

Sardiana, A. (2018). Pengaruh Literasi Keuangan pada Keuangan Inklusif Penggunaan Bank Sampah di Jakarta Selatan. Syiar Iqtishadi: Journal of Islamic Economics, Finance and Banking, 2(1), 80-94. SDGS. (2015). The 17 Goals. Diakses pada 24 September 2025, dari https://sdgs.un.org/goals

Suman, A., Supriani, I., & Nurrachman, Y. R. (2024). Peningkatan Literasi Keuangan Syariah Masyarakat Desa dalam Mencapai Ekonomi Inklusif Menuju Kesejahteraan Masyarakat: Pembangunan Ekonomi, Kelembagaan, dan Kewirausahaan. Jurnal Pengabdian Kepada Masyarakat, 11(1), 112-117.

Zafira, A. T., Ariyanti, E. D., Octaviana, M., Viddyartha, R. N., dan Rahmatin, L. S. (2025). Pendampingan Digitalisasi UMKM Dalam Mendorong Pertumbuhan Ekonomi Lokal di Kelurahan Gundih Surabaya. Share: Journal of Service Learning, 11(2), 110-117.


Refbacks

  • There are currently no refbacks.